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You can move balance from your QR Pay account to another QR Pay user, which is handy for splitting a bill or paying back a travel companion.
1

Tap Transfer

Open QR Pay and select Transfer.
2

Enter the recipient

Enter their phone number or QR Pay ID. Check it with them before you continue.
3

Enter the amount and confirm

Enter the amount, review what is shown, then swipe to confirm.
Both sides need a QR Pay account with identity verification completed. Transfers count towards your limits in the same way payments do.
Sending USDT to someone outside QR Pay is a different job. Use the wallet’s own send function, or Send Money in the app, rather than QR Pay.