# Fizen Docs - [About Fizen](https://docs.fizen.io/index.md): Fizen is your crypto neobank for travel and global life — spend USDT like cash with a Visa card, pay by QR in SEA, accept crypto with Fizen Pay, get eSIM, trade tokenized US stocks, send money internationally, and more. - [Events](https://docs.fizen.io/events.md): Limited-time campaigns and rewards from Fizen: $10-equivalent eSIM welcome credit in the app for new users from 19 August 2026, trading jackpots, and more. - [Mission](https://docs.fizen.io/general-introduction-to-fizen/fizens-story/fizens-story.md): Bring crypto to life, make the lives of hundreds of millions of people better with crypto - [Why](https://docs.fizen.io/general-introduction-to-fizen/fizens-story/why.md): Why Fizen exists — crypto was built for payments, but nobody built the payments layer in 2022. We did. - [How](https://docs.fizen.io/general-introduction-to-fizen/fizens-story/how.md): How Fizen makes crypto spendable in real life — bridging USDT to Visa, QR payments, and global spending infrastructure. - [Our Actions](https://docs.fizen.io/general-introduction-to-fizen/fizens-story/our-actions.md): What Fizen has built — Fizen Card, Fizen Super App, QR Pay, Fizen Pay and the ecosystem connecting crypto users and businesses worldwide. - [Where We're Going](https://docs.fizen.io/general-introduction-to-fizen/fizens-story/fizen-ecosystem.md): Fizen's vision for the future — a world where crypto is as easy to spend as cash, for everyone, everywhere. - [Fizen Super App](https://docs.fizen.io/general-introduction-to-fizen/products/fizen-app.md): The all-in-one crypto super app — spend, send, invest, travel, and earn with USDT. Available on iOS & Android. - [Fizen Pay](https://docs.fizen.io/general-introduction-to-fizen/products/fizen-pay.md): Crypto payment gateway for businesses — accept USDT instantly, settle in seconds, save 70–90% vs traditional payment fees. - [Fizen Card](https://docs.fizen.io/general-introduction-to-fizen/products/fizen-card.md) - [Fizen eSIM — Travel eSIM for 150+ Countries, Pay with USDT or Card](https://docs.fizen.io/general-introduction-to-fizen/products/fizen-esim.md): Buy travel eSIM data plans for 150+ countries in the Fizen App. Pay with USDT, card, or Apple Pay. One-click activation, no roaming charges, competitive like-for-like prices, and a 1:1 Trip Guarantee. - [Practical Applications](https://docs.fizen.io/general-introduction-to-fizen/practical-applications/practical-applications.md): Real-world use cases for Fizen — travel without cash or cards, cross-border payments, and business scalability. - [Cashless Travel](https://docs.fizen.io/general-introduction-to-fizen/practical-applications/cashless-travel.md): Travel without cash or cards — pay anywhere with USDT using Fizen Card or QR Pay. Built for travelers, digital nomads, and expats. - [Cross-Border Payments](https://docs.fizen.io/general-introduction-to-fizen/practical-applications/cross-border-payments.md): Send money internationally with crypto — no SWIFT delays, no bank fees, no middlemen. Fizen makes cross-border payments instant and cheap. - [Business Scalability](https://docs.fizen.io/general-introduction-to-fizen/practical-applications/business-scalability.md): How Fizen's platform model creates exponential growth — connecting crypto users and businesses at global scale. - [Achievements](https://docs.fizen.io/general-introduction-to-fizen/achievements/achievements.md): What Fizen has built since 2022 — users, Web3 partners, and business clients across Southeast Asia and beyond. - [Users & Community](https://docs.fizen.io/general-introduction-to-fizen/achievements/users-and-community.md): Fizen's growing community of crypto spenders — real people using USDT for everyday life across SEA and beyond. - [Web3 Partners](https://docs.fizen.io/general-introduction-to-fizen/achievements/web3-partners.md): Fizen's Web3 partner network — 50+ trusted partners including Tether, Binance, BNB Chain, and Ondo Finance. - [Business Clients](https://docs.fizen.io/general-introduction-to-fizen/achievements/business-clients.md): Merchants and businesses using Fizen Pay to accept crypto payments — restaurants, retail, online platforms, and more. - [Integration](https://docs.fizen.io/cooperation-and-business/integration/integration.md) - [Integrating Tokens to Fizen App](https://docs.fizen.io/cooperation-and-business/integration/integrating-tokens-to-fizen-app.md) - [Integrate Stablecoin](https://docs.fizen.io/cooperation-and-business/integration/integrate-stablecoin.md) - [Business Collaboration](https://docs.fizen.io/cooperation-and-business/business-collaboration/business-collaboration.md) - [Fizen Pay for Business](https://docs.fizen.io/cooperation-and-business/business-collaboration/fizen-pay.md) - [Voting Gateway](https://docs.fizen.io/cooperation-and-business/business-collaboration/voting-gateway.md) - [Fizen Super App](https://docs.fizen.io/help-center/fizen-app/fizen-app.md) - [App Basics](https://docs.fizen.io/help-center/fizen-app/fizen-app-basics.md) - [Wallet & Account](https://docs.fizen.io/help-center/fizen-app/wallet-and-account/wallet-and-account.md) - [Set Up Wallet](https://docs.fizen.io/help-center/fizen-app/wallet-and-account/set-up-wallet.md) - [Adding More Accounts](https://docs.fizen.io/help-center/fizen-app/wallet-and-account/adding-more-accounts.md) - [Reset Wallet & Export Private Key](https://docs.fizen.io/help-center/fizen-app/wallet-and-account/reset-wallet-and-export-private-key.md) - [Import Token & NFT](https://docs.fizen.io/help-center/fizen-app/wallet-and-account/import-token-and-nft-to-your-wallet.md) - [FiPoint](https://docs.fizen.io/help-center/fizen-app/fipoint/fipoint.md) - [Earn](https://docs.fizen.io/help-center/fizen-app/fipoint/earn.md) - [Redeem](https://docs.fizen.io/help-center/fizen-app/fipoint/redeem.md) - [Send & Swap](https://docs.fizen.io/help-center/fizen-app/fipoint/send-and-swap.md) - [Saving](https://docs.fizen.io/help-center/fizen-app/fipoint/saving.md) - [Referral Program](https://docs.fizen.io/help-center/fizen-app/referral/referral.md): Invite friends to Fizen and earn $10-equivalent eSIM credit each, plus FiPoints and commission. - [Refer Friends](https://docs.fizen.io/help-center/fizen-app/referral/refer-friends.md): Share your Fizen referral code. You and your friend each get $10-equivalent eSIM credit, up to 10 friends, plus FiPoints and commission. - [P2P Commission](https://docs.fizen.io/help-center/fizen-app/referral/p2p-commission.md) - [Fizen P2P](https://docs.fizen.io/help-center/fizen-app/fizen-p2p.md) - [Gift Cards](https://docs.fizen.io/help-center/fizen-app/giftcard.md) - [Binance Gift Cards](https://docs.fizen.io/help-center/fizen-app/binance-giftcard.md) - [Swap](https://docs.fizen.io/help-center/fizen-app/swap.md) - [Manage NFTs](https://docs.fizen.io/help-center/fizen-app/manage-nfts/manage-nfts.md) - [Send & Receive NFTs](https://docs.fizen.io/help-center/fizen-app/manage-nfts/send-and-receive-nfts.md) - [Hide & Unhide NFT](https://docs.fizen.io/help-center/fizen-app/manage-nfts/hide-and-unhide-nft.md) - [Wallet Connect](https://docs.fizen.io/help-center/fizen-app/wallet-connect.md) - [FAQ - Fizen App](https://docs.fizen.io/help-center/fizen-app/faq/faq.md) - [How to Use Fizen Wallet](https://docs.fizen.io/help-center/fizen-app/faq/how-to-use-fizen-wallet.md) - [How to Use QR Pay](https://docs.fizen.io/help-center/fizen-app/faq/how-to-use-qr-pay.md) - [How to Add a Token](https://docs.fizen.io/help-center/fizen-app/faq/how-to-add-a-token.md) - [How to Book a Hotel](https://docs.fizen.io/help-center/fizen-app/faq/how-to-book-a-hotel.md) - [Purchase and Activate an eSIM](https://docs.fizen.io/help-center/fizen-app/faq/purchase-and-activate-an-esim.md) - [Saving in Fizen](https://docs.fizen.io/help-center/fizen-app/faq/saving-in-fizen.md) - [P2P Crypto ↔ Fiat](https://docs.fizen.io/help-center/fizen-app/faq/p2p-crypto-less-than-greater-than-fiat.md) - [Buy a Gift Card](https://docs.fizen.io/help-center/fizen-app/faq/buy-a-giftcard.md) - [Top Up Phone](https://docs.fizen.io/help-center/fizen-app/faq/top-up-phone.md) - [Invite a Friend](https://docs.fizen.io/help-center/fizen-app/faq/invite-a-friend.md): Invite friends to Fizen and earn $10-equivalent eSIM credit each, plus FiPoints and commission. - [Book a flight](https://docs.fizen.io/help-center/fizen-app/faq/book-a-flight.md) - [Fizen Pay](https://docs.fizen.io/help-center/fizen-pay/fizen-pay.md) - [For customers](https://docs.fizen.io/help-center/fizen-pay/for-customers.md) - [For merchants](https://docs.fizen.io/help-center/fizen-pay/for-merchants/for-merchants.md) - [Sign up](https://docs.fizen.io/help-center/fizen-pay/for-merchants/sign-up.md) - [Balances](https://docs.fizen.io/help-center/fizen-pay/for-merchants/balances/balances.md) - [Balances in Smart Contract](https://docs.fizen.io/help-center/fizen-pay/for-merchants/balances/balances-in-smart-contract/balances-in-smart-contract.md) - [Withdraw manually](https://docs.fizen.io/help-center/fizen-pay/for-merchants/balances/balances-in-smart-contract/withdraw-manually.md) - [Withdrawal history](https://docs.fizen.io/help-center/fizen-pay/for-merchants/balances/balances-in-smart-contract/withdrawal-history.md) - [Balances in your wallet](https://docs.fizen.io/help-center/fizen-pay/for-merchants/balances/balances-in-your-wallet.md) - [Invoices](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/invoices.md) - [Invoice statuses](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/invoice-statuses.md) - [Filter invoices](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/filter-invoices.md) - [Invoice details page](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/invoice-details-page.md) - [Create an invoice](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/create-an-invoice.md) - [Cancel an invoice](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/cancel-an-invoice.md) - [View payment details](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/view-payment-details.md) - [Mark an invoice as resolved or refunded](https://docs.fizen.io/help-center/fizen-pay/for-merchants/invoices/mark-an-invoice-as-resolved-or-refunded.md) - [Point of Sale (POS)](https://docs.fizen.io/help-center/fizen-pay/for-merchants/point-of-sale-pos/point-of-sale-pos.md) - [Create a POS](https://docs.fizen.io/help-center/fizen-pay/for-merchants/point-of-sale-pos/create-a-pos.md) - [Help your customers pay using a POS ](https://docs.fizen.io/help-center/fizen-pay/for-merchants/point-of-sale-pos/help-your-customers-pay-using-a-pos.md) - [Edit/Disable/Delete a POS](https://docs.fizen.io/help-center/fizen-pay/for-merchants/point-of-sale-pos/edit-disable-delete-a-pos.md) - [Payments](https://docs.fizen.io/help-center/fizen-pay/for-merchants/payments/payments.md) - [Payment Statuses](https://docs.fizen.io/help-center/fizen-pay/for-merchants/payments/payment-statuses.md) - [Filter payments](https://docs.fizen.io/help-center/fizen-pay/for-merchants/payments/filter-payments.md) - [Payment details page](https://docs.fizen.io/help-center/fizen-pay/for-merchants/payments/payment-details-page.md) - [Mark a payment as resolved](https://docs.fizen.io/help-center/fizen-pay/for-merchants/payments/mark-a-payment-as-resolved.md) - [Mark a payment as refunded](https://docs.fizen.io/help-center/fizen-pay/for-merchants/payments/mark-a-payment-as-refunded.md) - [Account settings](https://docs.fizen.io/help-center/fizen-pay/for-merchants/account-settings/account-settings.md) - [Account information](https://docs.fizen.io/help-center/fizen-pay/for-merchants/account-settings/account-information.md) - [Two-step verification](https://docs.fizen.io/help-center/fizen-pay/for-merchants/account-settings/two-step-verification.md) - [Payment settings](https://docs.fizen.io/help-center/fizen-pay/for-merchants/account-settings/payment-settings.md) - [Auto-withdrawals](https://docs.fizen.io/help-center/fizen-pay/for-merchants/account-settings/auto-withdrawals.md) - [API keys và Webhook subscription](https://docs.fizen.io/help-center/fizen-pay/for-merchants/account-settings/api-keys-va-webhook-subscription.md) - [Close account](https://docs.fizen.io/help-center/fizen-pay/for-merchants/account-settings/close-account.md) - [Crypto settings](https://docs.fizen.io/help-center/fizen-pay/for-merchants/crypto-settings.md) - [Fizen Card](https://docs.fizen.io/help-center/fizen-card/fizen-card.md) - [How to Apply for a Fizen Card](https://docs.fizen.io/help-center/fizen-card/apply-for-a-fizen-card.md): Create your Fizen Card in minutes: how to apply, what you need, and how to start topping up with USDT. - [How to Top Up & Pay with the Fizen Card](https://docs.fizen.io/help-center/fizen-card/top-up-and-pay.md): Top up your Fizen Card with USDT and pay at 160 million Visa merchants online and in store. Step-by-step top-up and payment guide. - [Add Fizen Card to Apple Pay & Google Pay](https://docs.fizen.io/help-center/fizen-card/add-card-to-google-pay-apple-pay.md): How to add your Fizen Card to Apple Pay and Google Pay in a few taps, then tap to pay anywhere contactless is accepted. - [Manage Your Fizen Card](https://docs.fizen.io/help-center/fizen-card/manage-card.md): Freeze, unfreeze, view details, and manage your Fizen Card and virtual cards from the Fizen app. - [Fizen Card Benefits](https://docs.fizen.io/help-center/fizen-card/benefits.md): What you get with the Fizen Card: spend USDT worldwide, Apple Pay and Google Pay, virtual cards, and rewards through the FiPoint program. - [Fizen Card Fees & Limits](https://docs.fizen.io/help-center/fizen-card/fees-and-limitations.md): Fizen Card fees and limits explained: card issuance, monthly maintenance, FX and conversion fees, transaction limits, and ATM withdrawals. The full Fizen Card fee reference. - [Fizen Card Supported & Unsupported Countries](https://docs.fizen.io/help-center/fizen-card/unsupported-countries.md): Where the Fizen Card works and the countries it does not support. Check availability before you create a card. - [Unsupported Countries: Exceptions & How It Works](https://docs.fizen.io/help-center/fizen-card/exceptions-for-unsupported-countries.md): How the Fizen Card handles exceptions for unsupported countries, and what to expect when paying merchants in those regions. - [Fizen eSIM](https://docs.fizen.io/help-center/fizen-esim/fizen-esim.md) - [$10 eSIM Welcome Credit in the App](https://docs.fizen.io/help-center/fizen-esim/welcome-credit.md): New Fizen users from 19 August 2026 get $10-equivalent eSIM credit automatically in the app. Promotional credit, not cash. Website and partner offers are separate. - [How to Buy an eSIM](https://docs.fizen.io/help-center/fizen-esim/how-to-buy-an-esim.md): Buy a Fizen eSIM with USDT or card, and activate it in one click. - [Manual Installation](https://docs.fizen.io/help-center/fizen-esim/manual-installation.md): Install your Fizen eSIM by QR code or by entering the activation code manually — step-by-step for iOS and every Android brand. - [Supported Devices](https://docs.fizen.io/help-center/fizen-esim/supported-devices.md): Check whether your phone supports eSIM before you buy — with the in-app device check, the *#06# dial code, and a reference list of known eSIM-capable models. - [Check Your Data Balance](https://docs.fizen.io/help-center/fizen-esim/check-data-balance.md): See how much data you've used and what's left on your Fizen eSIM, right on the eSIM details screen. - [Troubleshooting](https://docs.fizen.io/help-center/fizen-esim/troubleshooting.md): eSIM installed but no internet? Work through this 2-minute checklist. - [1:1 Trip Guarantee & Refunds](https://docs.fizen.io/help-center/fizen-esim/trip-guarantee.md): How Fizen handles eSIM replacements and refunds: free 1-for-1 replacement when the fault is ours, and clear rules for returns before and after installation. - [eSIM FAQ](https://docs.fizen.io/help-center/fizen-esim/faq.md): Quick answers about Fizen eSIM — phone numbers, hotspot, buying more data, validity, and more. - [Brand Guidelines](https://docs.fizen.io/information/brand-guidelines.md) - [Contact & Community](https://docs.fizen.io/information/contact-and-community.md) - [Terms of Use](https://docs.fizen.io/information/terms-of-use.md) - [Privacy Policy](https://docs.fizen.io/privacy.md): How Fizen collects, uses and protects your personal data. - [Cookie Policy](https://docs.fizen.io/information/cookie-policy.md): Cookies and similar technologies on the Fizen Platform. - [Disclaimer](https://docs.fizen.io/information/disclaimer.md) - [Master Terms of Use](https://docs.fizen.io/master-terms-of-use.md): Master terms applicable to the Fizen Wallet and all Services on the Fizen Platform. - [Fizen Promotions Master Terms](https://docs.fizen.io/promotion-master-terms.md) - [Reward Program Terms](https://docs.fizen.io/reward.md) - [Fizen Wallet Terms](https://docs.fizen.io/fizen-wallet.md): Non-custodial software wallet — terms applicable to all Fizen Wallet users. - [Fizen Card Terms](https://docs.fizen.io/fizen-crypto-card.md): USD Visa Prepaid Card — Custodial-balance model. Read together with the Fizen Master Terms of Use and the Issuer Cardholder Agreement. - [Fizen QR Pay Terms](https://docs.fizen.io/fizen-qr-pay.md): QR-based crypto-to-fiat payment service — cross-border use only. Read together with the Fizen Master Terms of Use. - [Fizen Tokenized Securities Terms](https://docs.fizen.io/tokenized-rwa.md): On-chain trading interface to Ondo-issued tokenized securities. Read together with the Fizen Master Terms of Use. - [Fizen eSIM Terms of Use](https://docs.fizen.io/untitled-page.md) - [Assistant](https://docs.fizen.io/Assistant.md) - [Fizen Card FAQ](https://docs.fizen.io/help-center/fizen-card/faq.md): Answers to common Fizen Card questions: fees, supported countries, declined payments, top-ups, Apple Pay, and virtual cards. ## Optional - [Discord](https://url.fizen.io/discord) - [Blog](https://blog.fizen.io)