> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fizen.io/llms.txt
> Use this file to discover all available pages before exploring further.

# How to Top Up & Pay with the Fizen Card

> Top up your Fizen Card with USDT and pay at 160 million Visa merchants online and in store. Step-by-step top-up and payment guide.

<Card title="Get Your Card" icon="credit-card" href="https://card.fizen.io/create?utm_source=docs_mintlify&utm_medium=docs" color="#6E3BFF">
  Don't have a card yet? Apply in 5 minutes
</Card>

***

## How to top up

<Steps>
  <Step title="Open Fizen Super App → Crypto Card">
    Go to the **Crypto Card** section in the app.
  </Step>

  <Step title="Choose your top-up method">
    **From your QR Pay account** — transfer funds directly from your QR Pay balance to your Card account.

    **From your Fizen Wallet** — deposit USDT or USDC from your non-custodial Fizen Wallet (you'll need native token for gas fee).
  </Step>

  <Step title="Enter amount and confirm">
    Your card balance updates instantly or within a few minutes depending on network conditions.
  </Step>
</Steps>

***

## Supported assets

| Asset | Network |
| ----- | ------- |
| USDT  | Solana  |
| USDC  | Solana  |

More networks added regularly.

***

## How to pay

Once topped up, use your Fizen Card like any Visa card:

* **Online** — enter card number, expiry, CVV at checkout
* **In-store** — tap to pay (NFC), chip & PIN, or swipe
* **Google Pay / Apple Pay** — [add your card](/help-center/fizen-card/add-card-to-google-pay-apple-pay) and tap your phone

Your USDT balance is automatically converted to the local currency at real-time FX rates.