> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fizen.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Fizen QR Pay

> Pay local QR codes as a visitor in Vietnam and the Philippines with USDT from your Fizen wallet. No local bank account, no cash, no leftover currency.

**Fizen QR Pay** lets travellers pay the same QR codes locals use, straight from the USDT they already hold. You scan the code at the counter, the merchant receives local currency, and you never needed a local bank account or a pocket full of cash.

> **[Open QR Pay in the Fizen App](https://fizen.io/app?ref=c12M\&accessCode=fizen\&utm_source=web\&utm_medium=fizen\&utm_campaign=app_download\&utm_content=docs_qr_pay\&aid=6adeccbc730938bc9eb41e0b)**
>
> Download the Fizen Super App and tap QR Pay

***

## What it is

QR code payment is how everyday spending works across much of Asia, from street food stalls to taxis. Visitors are usually locked out of it, because the local apps want a local bank account.

QR Pay removes that barrier. You keep your money as USDT in your own Fizen wallet, move across what you plan to spend, and pay the same codes everyone else pays.

## Why travellers use it

* **No local bank account.** Nothing to open, nothing to close when you leave.
* **No cash to carry or change back.** You stop hunting for ATMs and you go home without a pile of unusable notes.
* **The rate and any fee are visible before you confirm.** No surprise on a card statement two days later.
* **It works where cards often do not.** Small shops, markets and taxis take QR codes long before they take cards.

## Where it works

Live in **Vietnam** and the **Philippines** for visitors and foreigners, and extending to **Latin America**, where it will be open to residents too. QR Pay is for cross border use, so you cannot pay merchants in your home country.

Full country and QR code list, plus the four step setup, is in [Getting Started](https://docs.fizen.io/help-center/fizen-qr-pay/getting-started.md).

> [!NOTE]
>
> The Fizen wallet is self custody. QR Pay works differently: USDT you move into QR Pay is governed by the [Fizen QR Pay Terms](https://docs.fizen.io/fizen-qr-pay.md), so only move in what you plan to spend.

***

## Guides

> **[Getting Started](https://docs.fizen.io/help-center/fizen-qr-pay/getting-started.md)**
>
> The whole flow in four steps

> **[Deposit into QR Pay](https://docs.fizen.io/help-center/fizen-qr-pay/deposit.md)**
>
> Which networks work, and how to top up

> **[Scan and Pay](https://docs.fizen.io/help-center/fizen-qr-pay/scan-and-pay.md)**
>
> Which codes you can pay, and how

> **[Limits and Fees](https://docs.fizen.io/help-center/fizen-qr-pay/limits-and-fees.md)**
>
> US$800 per payment, US$1,000 per week

> **[Why a Payment Fails](https://docs.fizen.io/help-center/fizen-qr-pay/why-a-payment-fails.md)**
>
> Six common reasons, and the fix

> **[QR Pay FAQ](https://docs.fizen.io/help-center/fizen-qr-pay/faq.md)**
>
> Quick answers in one place

Fizen is building the stablecoin neobank for travellers, digital nomads and retail users. QR Pay is the part you use at the counter.


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