> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fizen.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Fizen Card

Fizen Card is your Visa prepaid card funded directly with USDT. Load crypto, spend anywhere Visa is accepted — online, in-store, tap-to-pay, or via Google Pay and Apple Pay.

<Card title="Get Your Card" icon="credit-card" href="https://card.fizen.io/create?utm_source=docs_mintlify&utm_medium=docs" color="#6E3BFF">
  Virtual card issued instantly — takes 5 minutes
</Card>

***

## Why Fizen Card

* **Spend instantly** — Tap to Pay, Chip & PIN, Magstripe, QR Scan. Works like any Visa card
* **Simple flow** — Load USDT, spend in USD or local currency
* **Real-time FX** — Spend in local currency wherever you are
* **Up to 200 cards** per account
* **Google Pay & Apple Pay** supported
* **No holds. No freezes** — No bank can freeze it. What you load, you can spend
* **Restricted countries welcome** — Russian and Chinese nationals with eligible documents can apply
* **24/7 instant human support**

***

## This card is for you if

* You hold USDT and you're tired of paying 2–5% to spend it via P2P
* You travel around SEA and want an all-in-one payment solution
* You run ad spend on Meta, Google, or TikTok
* You're a freelancer paid in USDT and done losing money on every conversion
* You're from a restricted country and every fintech door has been closed

<Note>
  Backed by **Tether** — the company behind the USDT in your wallet.
</Note>

***

## Guides

<CardGroup cols={2}>
  <Card title="Apply for a Card" icon="id-card" href="/help-center/fizen-card/apply-for-a-fizen-card">
    Step-by-step application
  </Card>

  <Card title="Top Up & Pay" icon="arrow-up-to-line" href="/help-center/fizen-card/top-up-and-pay">
    Load USDT and start spending
  </Card>

  <Card title="Google Pay & Apple Pay" icon="mobile" href="/help-center/fizen-card/add-card-to-google-pay-apple-pay">
    Add to your phone wallet
  </Card>

  <Card title="Manage Card" icon="gear" href="/help-center/fizen-card/manage-card">
    Freeze, unfreeze, view balance
  </Card>

  <Card title="Benefits" icon="star" href="/help-center/fizen-card/benefits">
    Spending, travel & saving perks
  </Card>

  <Card title="Fees & Limits" icon="receipt" href="/help-center/fizen-card/fees-and-limitations">
    Full fee schedule
  </Card>
</CardGroup>