> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fizen.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Business Clients

> Merchants and businesses using Fizen Pay to accept crypto payments — restaurants, retail, online platforms, and more.

# Business Clients

Every merchant integrated into Fizen Pay is a place where crypto becomes spendable in real life.

This is how the ecosystem grows: more merchants → more useful for users → more users → more valuable for merchants.

## What business clients get

* **Accept USDT** from any Fizen user — instantly, with near-zero fees
* **QR Pay at point of sale** — no special hardware needed
* **Online checkout integration** — via API or hosted payment page
* **Instant settlement** — no 3–15 day card processing delays
* **Access to Fizen's user base** — a growing community of active crypto spenders

## Building a barrier

Integrating Fizen Pay takes time and effort. But once done, it creates loyalty — on both sides.

Users keep coming back to merchants where they can pay with crypto. Merchants stay on Fizen because their customers are there.

This is what makes Fizen's business model defensible — not just technology, but embedded relationships between merchants and users.

<Card title="Integrate Fizen Pay" icon="store" href="https://fizen.io/business?utm_source=docs_mintlify&utm_medium=docs" color="#6E3BFF">
  Start accepting crypto at your business
</Card>