> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fizen.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Fizen Pay for Business

Accept USDT from customers — online or in-store — with zero chargeback risk and instant settlement.

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## Why Fizen Pay

| Traditional Payments     | Fizen Pay              |
| ------------------------ | ---------------------- |
| 2–3% card processing fee | Typically less than 1% |
| 3–15 day settlement      | Instant                |
| Chargeback risk          | No chargebacks         |
| Geographic limits        | Global                 |
| Complex integration      | Simple QR or API       |

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## What you get

* **QR Pay** — static or dynamic QR codes for in-store payments
* **Online checkout** — hosted payment page or API integration
* **Instant settlement** — no batch delays
* **Non-custodial** — withdraw to your own wallet anytime
* **Dashboard** — manage invoices, payments, and balances in one place
* **Access to Fizen users** — hundreds of thousands of active crypto spenders

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## Get started

Visit [fizen.io/business](https://fizen.io/business?utm_source=docs_mintlify\&utm_medium=docs) or contact [business@fizen.io](mailto:business@fizen.io).

See the full merchant guide: [Fizen Pay Help Center →](/help-center/fizen-pay/fizen-pay)